Comprehensive Wealth Planning
The Peloton Roadmap™
The Peloton Roadmap Was Created to Provide Clients with
HOLISTIC WEALTH PLANNING & FINANCIAL PEACE OF MIND.
- Will my assets and income be sufficient in retirement?
- How can I invest more tax efficiently?
- How should I best structure my charitable giving?
- Do my estate plans reflect my family’s true needs?
Roadmap clients use the software platform eMoney, a leading cash flow-based financial advisory tool. Owned by Fidelity Investments, eMoney is secure, robust, and offers an easy-to-use client interface. Each Roadmap follows a similar, time-tested process outlined below.
Establish Goals
Without goals, planning is pointless. During a Roadmap engagement, we work with clients to set and prioritize quantifiable wealth and financial goals. These objectives become the foundation for all future financial and investment decisions.
Analyze Financial Statements
Net Worth Statement, Cash Flow Statements
First, we need to gain clarity about your current financial standing and expected future income and expenses. We will help you create your own personal net worth statement and detailed cash flow statement to help you better understand where you are now and your options to meet your financial goals.
Manage Financial Risk
While the probabilities of premature death, disability, and liability are low, the effects of these adverse events can be financially devastating. Before we offer specific, goal-oriented recommendations, we first aim to mitigate relevant risks which are beyond your control. While Peloton does not sell insurance, we partner with professionals who will help you meet your personal risk management needs.
Create Your Wealth Plan
No two clients have the same concerns, so we address specific, pertinent needs during a Roadmap, from income tax projections to valuing employer stock grants to structuring assets for early retirement to estate settlement and distribution design.
Customize Your Investment Portfolio
Investing is a critical part of a long-term wealth strategy because it allows accumulated savings to work toward achieving your goals, independently of your efforts. As experienced portfolio managers, we understand that designing solutions to meet the unique needs and preferences of each client yields the best results. Whether you have ESG priorities, specific cash flow needs, or concentrated investment positions, we will match your investment portfolio to your objectives.
Next Steps
The fee for the Peloton Roadmap is $5,000. This cost includes the development and delivery of your personal wealth plan, and up to ten hours of plan implementation and consulting over the course of the next year. This fee may be waived for Peloton private clients and their adult children and grandchildren.
After signing your engagement letter, we will direct you to your personal financial and wealth planning portal, where you can begin entering your information securely. From this point, we will guide you through the development process and to plan delivery.
Ready to Learn More About the Peloton Roadmap?
Please complete the short contact form below or contact Peloton at (317) 559-1700.
Professional Affiliations & Key Relationships
Wealth Management Blogs
Interested in learning more about important wealth planning strategies?
Please refer to our blog articles below for additional information.
Retirement Planning
6 Things you Need to Know About Investing for Retirement. There’s a lot to know. Find out how Peloton can help you get ready for retirement and then enjoy it.
Trust & Estate Planning
Beyond the financial aspects, there are also very good personal reasons to have an updated estate plan in place. An estate plan can include directives to survivors and doctors about end of life wishes.
Tax Strategies
As the end of the year approaches, now is an appropriate time to consider harvesting your investment losses to offset your gains. Tax-loss harvesting is an effective portfolio strategy.
Risk Managment
Life insurance is one of the least favorite financial topics to address, and for understandable reasons. Unfortunately, it cannot be ignored particularly for people with dependents.
Charitable Gifting
Charitable gifting is an honorable pursuit in and of itself. Changes in tax laws provide certain incentives which might also make certain gifting strategies more favorable to donors than others.
529 / College Saving
For investors under age 50, the goal of paying for their children’s college education often comes second to retirement saving. 529 plans are a tremendous vehicle to help reach college funding goals.
Get Serious About Investing